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SHAPELY's Photo SHAPELY Posts: 10,286
10/17/11 3:30 P

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CONGRATS MARY

Rosalyn Larson I am so happy to be on Maintenance.
It took 2 years but it was worth it. I am going to keep it in a 5#s range up or down. My Promise is I will never ever do that to myself again-----Rosalyn


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DEMETERSCO's Photo DEMETERSCO SparkPoints: (399,739)
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10/17/11 2:28 P

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emoticon This week's biggest success is Mary ( STILLHAVEIT ) minus 4 lbs! emoticon

At minus one pound emoticon to Jeanne -(JEANNE229) , Sue (SUE0451), and Donna (DONNAEDA)
emoticon
Judy (JKURJACK) lost another pound, putting her 5 pounds under her goal and I'm getting a little concerned as well as envious.

Still Maintaining: Rosalyn (SHAPELY) and KAY (KAYYVAUGHN) emoticon

Blessings ~ Mo


Tucson, AZ


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SHAPELY's Photo SHAPELY Posts: 10,286
10/17/11 12:49 P

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Oh Boy I hate messing with Contractors.
Sometimes they can get quite Huffy.

Judy Hope your Relative is ok. Hugs to All Rosalyn

Rosalyn Larson I am so happy to be on Maintenance.
It took 2 years but it was worth it. I am going to keep it in a 5#s range up or down. My Promise is I will never ever do that to myself again-----Rosalyn


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COPPERPENNY45 Posts: 6,229
10/17/11 11:41 A

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Hope you have fun on the cruse. Also that the redecorating goes well. I'll be glad when we get to the maintance stage!

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MOOKBALL's Photo MOOKBALL Posts: 12,614
10/17/11 11:37 A

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I don't like the traveling part, airplanes, airports, in"terminal" waiting, enerevated from doing nothing, but I love being in places I've never visited before, learning about the people, customs, food, music, culture. I like living with a family in a different land, getting to know the politics and language of a new place. To me, that makes living in the homogenized, too clean, high tech, imperfect US bearable for the rest of the year.

"You may not be able to change the world, but at least you can embarrass the guilty." Jessica Mitford
NELLJONES's Photo NELLJONES SparkPoints: (944,337)
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10/16/11 10:40 P

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Lynn, I'm with you on travel. I love road trips on the motorcycles, but no more than two weeks at a time. I get homesick. I have no desire to go anywhere I can't get to on two wheels. Good luck with your reno. We did the roof 5 years ago and the bathrooms 2 years ago. Bathroom renos are very noisy, dirty and disruptive, but it's great when it's done. Took us a month for all three, with two crews working for one of the weeks, and I just did new fittings, no moving plumbing or walls. Travertine tiles take forever! Keep me posted on the day to day.

Nell
Reston, Virginia (DC suburbs)

No one ever got up in the morning wishing she'd eaten more the night before.

Original Goal: 114. Current old lady goal: 106.


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MEME102's Photo MEME102 Posts: 12,225
10/16/11 9:41 P

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Good evening....been busy w/ contractors and other stuff and realized I'd not been around here for a day or two. We are having our house re-roofed -- and it still has no roof on it THey came last Thurs and tore off the old, put new sheeting and felt on and then that was the day. They came back on Friday to put shingles on and it had rained all nite and it was totally wet -- they didn't put very heavy tarps on just some light plastic and dh said you are NOT going to roof a wet roof!! So they left and hopefully they come back tomorrow! THEN the bathroom contractor will be here to begin on the master bath!! All this and we leave for FL next Sunday!! We had contacted them all back in late Aug early Sept and they are just now getting to us!

I haven't been on a cruise and really don't think I'd want to --- I'm not really much of a traveler. Even tho dh and I are going on Sunday to Disney for 5 days....I'm already looking forward to being back home and the hubbub over with!!! Definitely NOT my mother's daughter!!!

"If we wait for the moment when everything is ready, we shall never begin" Ivan Turgenev
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Lynn -- Indiana


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COPPERPENNY45 Posts: 6,229
10/16/11 8:36 P

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Has anyone seen the movie COURAGES? We went today & it was good. emoticon

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DEMETERSCO's Photo DEMETERSCO SparkPoints: (399,739)
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10/16/11 7:27 P

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I had an email from Grace - CT-SNOWBIRD - that her computer had crashed and she might be offline for a few days.

I've never been on a cruise - maybe someday. Glad you had a good time, Judy.

That was interesting about Dale and Roy Rogers leasing your land, Rosalyn. Never knew cattle needed to be separated but it makes sense if you want to keep the bloodlines pure.

Kay, I hope you have a great trip.

Judy - hope your relative recovers quickly.

Blessings ~ Mo


Tucson, AZ


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JKURJACK1944's Photo JKURJACK1944 SparkPoints: (0)
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10/16/11 5:22 P

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Had to take a relative to the hospital today. Will be spending time there tomorrow. Hope everyone had a great weekend.

Judy - Melbourne Florida


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SHAPELY's Photo SHAPELY Posts: 10,286
10/16/11 3:29 P

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Don't know for sure but he had a Bull separated from them, I think he was maybe experimenting with them, don't know for sure though. Rosalyn

Rosalyn Larson I am so happy to be on Maintenance.
It took 2 years but it was worth it. I am going to keep it in a 5#s range up or down. My Promise is I will never ever do that to myself again-----Rosalyn


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MAMAKITTY10 SparkPoints: (0)
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10/16/11 3:05 P

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Welcome back Judy. I've never been on a cruise or to a reunion. Guess I never made much of an impression in HS, because I wasn't even on the list of people they couldn't find. Hope everyone is having a wonderful day.

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MOOKBALL's Photo MOOKBALL Posts: 12,614
10/16/11 2:56 P

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Yes, best to keep them white cattle separated. A dairy farmer once told me that it does not "look good" to have Jerseys, Brown Swiss and Holsteins mixed in the same field. If you're a breeder of pedigree cattle best to keep the bloodlines pure. But I was also under the impression that specially bred cattle were usually artificially inseminated to get the characteristics they wanted in the breed.

At this time I am rereading Brave New World by Aldus Huxley and all the talk of test tube babies and Alphas, Betas, Gammas, Deltas and Epsilons castes in some future world is prevalent in my mind. I see Huxley's point, but I am also appalled that so much of what he predicted when he wrote the book in the last century has now come to pass as commonplace. This computer, and the fact that I am communicating with "friends" like you on a social network is exactly the "horror" that he wrote about and railed against in his futuristic tale, with perhaps one exception, we haven't been socialized in the same way, but future generations may be...and therein is the real threat.

Edited by: MOOKBALL at: 10/16/2011 (15:07)
"You may not be able to change the world, but at least you can embarrass the guilty." Jessica Mitford
SHAPELY's Photo SHAPELY Posts: 10,286
10/16/11 2:39 P

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Oh Yes Roy and Dale had several Ranches but they wanted this certain kind of Cattle to be kept separately from all others.
They were White and Different looking, can't remember what they were called, but were a special breed..

And oh yes we were very happy to get off the ship that wasn't fun at all, and will never forget it as long as I live, Haha!!!!!! Rosalyn

Rosalyn Larson I am so happy to be on Maintenance.
It took 2 years but it was worth it. I am going to keep it in a 5#s range up or down. My Promise is I will never ever do that to myself again-----Rosalyn


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JEANNE229's Photo JEANNE229 Posts: 14,068
10/16/11 2:01 P

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I'm with Ruth...who would ever think THE Roy and Dale didn't own their own place!!

Great story, though! Of course your grandchildren won't even know who they are.

Have a wonderful Sunday everyone.

My name is Jeanne (pronounced Jean ee); I live in eastern Washington State.


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MOOKBALL's Photo MOOKBALL Posts: 12,614
10/16/11 1:47 P

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Well, Now I would have thought that Roy Rogers would have had his own ranch and a stable for Trigger, and all those kids he and Dale adopted! And maybe even a roast beef sandwich restaurant down the road a piece where the acerage ends. Guess you never know about celebrities.

It is such a beautiful fall day here, I may go up to the lake and walk around, watch the Canada geese fly in formation to nowhere, since they have taken up year round residence here. Sort of like air force training drills.

"You may not be able to change the world, but at least you can embarrass the guilty." Jessica Mitford
NELLJONES's Photo NELLJONES SparkPoints: (944,337)
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10/16/11 11:46 A

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Rosalyn, at sea during a hurricane! Sounds like a story to tell for years since you arrived home in one piece. Glad to be back on dry land? Welcome home!

Nell
Reston, Virginia (DC suburbs)

No one ever got up in the morning wishing she'd eaten more the night before.

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JOANNS4's Photo JOANNS4 Posts: 46,452
10/16/11 11:31 A

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Rosalyn, that sounds so scary , thanks for sharing your story. emoticon

One day at a time.







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JOANNS4's Photo JOANNS4 Posts: 46,452
10/16/11 11:29 A

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Welcome back Judy. I've never been on a cruise but my BIL goes on them and likes it.

I'm going to do some puttering in my yard today and enjoy the crisp fall weather. It's been in the 30's at night but daytime temps. in the 50's.

Jo Ann
from WA / CA in winter


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SHAPELY's Photo SHAPELY Posts: 10,286
10/15/11 2:59 P

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Hi Judy are you glad to be getting close to home.

I have never been on a cruise, but we did go on the Queen Mary to England and stayed 5 years while our Ranch was leased to Roy Rogers. Yes THE ROY ROGERS and DALE.

Coming home we did go through a HURRYCANE, and I will tell you that was Hell.
Dishes going all over and in the night the Ship Stopped All the Engines for about 3 hours.
That was very scarry. And next morning none of the ship workers would say anything about it, or tell us what happened, so to me that meant it was a bad thing.

Anyway it was a bad trip home and I was sure happy to get back to the ranch again.WOW!!!
I will say Cheerio now that I passed on one of my life stories. Hugs Rosalyn

Rosalyn Larson I am so happy to be on Maintenance.
It took 2 years but it was worth it. I am going to keep it in a 5#s range up or down. My Promise is I will never ever do that to myself again-----Rosalyn


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KAYYVAUGHN's Photo KAYYVAUGHN Posts: 42,001
10/15/11 11:40 A

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I am glad that Judy will be home safe, and that you enjoyed the cruise. We have one planned in January.

We are leaving in the morning for a week. It's a driving trip to Tn, Ky. and maybe WV. It depends on how tired we get. I am looking forward to getting away.
The leaves should be pretty. It's supposed to be cold in Ky.

I may log in if possible, but won't be Sparkin.

Kay

My name is Kay, and I live in Northwest Georgia.


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JKURJACK1944's Photo JKURJACK1944 SparkPoints: (0)
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10/15/11 11:17 A

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Welcome back Judy. Love the Cruises I have been on. Hope you had a great time.
Been to 2 reunions. Made a fool of myself both times so decided not to go again.
Not particularly motivated to do anything today. Hope I'm not coming down with anything.

Judy - Melbourne Florida


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MOOKBALL's Photo MOOKBALL Posts: 12,614
10/15/11 11:04 A

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One would hope that after 50 years those high school animosities and petty differences would have mellowed and that time and forgetfulness would have crept in to now make you best of buddies.



"You may not be able to change the world, but at least you can embarrass the guilty." Jessica Mitford
COPPERPENNY45 Posts: 6,229
10/15/11 10:54 A

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emoticon I've never been to a reuion but have heard of what happened. Just a repeat of high school - same clicks. So I don't figure I missed anything.

It's another nice day so wer're going to clean off the garden area & give all the stuff to the chickens.

Hope everyone has a good & safe day! emoticon

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JEANNE229's Photo JEANNE229 Posts: 14,068
10/15/11 10:31 A

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Cruises are wonderful, but it is good to be home, too. Welcome back Judy.

Everyone have a great weekend! Lots to do here. Going to a Celtic music concert tonight. I love Celtic women and Celtic Thunder groups (and that great music).

My name is Jeanne (pronounced Jean ee); I live in eastern Washington State.


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NELLJONES's Photo NELLJONES SparkPoints: (944,337)
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10/15/11 9:48 A

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Welcome back to dry land, Judy. Good thing you have internet access!

Nell
Reston, Virginia (DC suburbs)

No one ever got up in the morning wishing she'd eaten more the night before.

Original Goal: 114. Current old lady goal: 106.


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JUDY1676's Photo JUDY1676 Posts: 808,167
10/15/11 8:46 A

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Good morning, team! We have just arrived in New York harbor! And now the waiting begins! It will be another hour and half before we will be able to disembark! Then the drive to the airport and more waiting! Sure am glad I ha e my IPad and can get on line!
We had a great trip! The weather was great--until yesterday. A fun day at sea with rain, clouds and rather rough seas. I will be blogging about the trip and downloading some photos after we get home!
Have a great weekend!

Judy From NW Iowa

* Live simply
* Love generously
* Care deeply
* Speak kindly
* Leave the rest to God!

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KAYYVAUGHN's Photo KAYYVAUGHN Posts: 42,001
10/14/11 5:40 P

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I went to one class reunion, and felt out of place. Many of the class mates still live in the area, and get together often. It wasn't a good experience for me.
I bet it will be for you.
Kay

My name is Kay, and I live in Northwest Georgia.


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MOOKBALL's Photo MOOKBALL Posts: 12,614
10/14/11 5:00 P

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Hello All:

Hope everyone has a glorious weekend. I plan to go to a craft sale on Saturday, don't need a thing, but I like looking. I usually end up with some one-of-a-kind piece of jewelry that i can rationalize I "need." Perhaps I will find some nice gift for my hosts in Guatemala.

In a week I will be attending my 50th HS reunion. I am on the committee, mainly to reconnect with persons I knew way back when. But I only attended the school I graduated from for my senior year, so i really don't remember too many people.

Do any of you keep in touch with high school friends? I find I keep in touch with my college friends and friends from Colombia more than those I knew when I was growing up. How about you?

emoticon emoticon emoticon emoticon emoticon emoticon emoticon emoticon

Edited by: MOOKBALL at: 10/14/2011 (17:02)
"You may not be able to change the world, but at least you can embarrass the guilty." Jessica Mitford
KAYYVAUGHN's Photo KAYYVAUGHN Posts: 42,001
10/14/11 3:51 P

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Sandy,

It is good to see a doctor for physicals once a year. I'll be glad when you can do that.
Kay

My name is Kay, and I live in Northwest Georgia.


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MAMAKITTY10 SparkPoints: (0)
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10/14/11 3:47 P

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My insurance is almost 500 a month and only pays for hospital stays, ER ,lab test and such. But not for office visits. So I haven't been to a Dr. in quite a while. Next month I will get Medicare and hope to see a Dr. on a yearly basis.

Have a safe and wonderful weekend.

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STILLHAVEIT's Photo STILLHAVEIT Posts: 692
10/14/11 2:38 P

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Going without insurance is so hard and scary and to think that someone opts to do it because they want more $$ in their pocket. At our age, our health tends to be one of our most cherished possessions and we need to protect it. Mo, I am so happy you made it thru your 3 years without and catastrophes. I am sure 65 was a welcomed site.

Several years ago, we changed our IRA programs from the stock market to CD's. I know we get very little for it, but we just did not want to take another bath, like the one that happened 2000-2002. Once we made a little back, we just pulled out. It helps us sleep at night! But it is a hard decision to make. Hope it all lasts for the next 20+ years. But our needs become less each year. So I guess it sort of balances out.

Mary
from Katy,TX


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SUEO451's Photo SUEO451 Posts: 164
10/14/11 2:16 P

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Hello everyone - Get on here only every few days - so have to catch up.
We have been on Medicare for a few years now and find the Medicare.gov site is the best for researching supplemental plans. So far for us the Blue Cross plan has worked out. You can go on the Medicare site and even put in your medications to help pick the right plan for you. It is still confusing since some plans are HMOs that require you to use their doctors. In a lot of places, the local senior citizen centers have people who can help you get through all the information. Our local library even had a day where people could get help.
Retirement has been good and bad. I love having all the free time but miss people. I do volunteer work 2 mornings at the library but that tends to be fairly quiet. I work at the Habitat resale store off and on and enjoy that because I interact with more people there. Part of my problem is only having one car most of the time and living out in the country.
I am spending time gardening and working on genealogy which I did not have time for when working. I am also being able to do the reading I enjoy.
DH is working part time - when he is home we play board games or computer games. We also go for walks or just enjoy time together.
Next we we have company coming and plan to go away for a few days - looking forward to it.
Sue

Sue Crossville, Tennessee

Stay focused - stay positive.


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KAYYVAUGHN's Photo KAYYVAUGHN Posts: 42,001
10/14/11 1:17 P

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At our age there are so many decisions to make. We just have to read and listen to others in the same situations.

Good luck to all.
Kay

My name is Kay, and I live in Northwest Georgia.


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COPPERPENNY45 Posts: 6,229
10/14/11 11:32 A

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emoticon Good morning!

Yes, the moon was beautiful. One were I'd love to have had a picture!

A lady I know doesn't have any insurance at all. At 65 she decided that she needed her "treat" money (yard sales, etc) more than she needed insurance. I asked her what she'd do if she got sick or needed an operation & she said that "they" had to take care of her. A friends daughter doesn't have any insurance because they "can't afford it" but they have 4 large horses & can afford the up keep for them. Says that "they'll" take care of them if needed. Just doesn't make sence, does it? I've always been afraid to not have insurance & this year really proved that. We have ARPP's Healthcare also & it's really good.

We're taking some swordtail (fish) & the old gas grill to these people that we know. He really has a hard time with his fish & ours reproduce like rabbits!. Am so happy that they'll take the stuff. Really need to get rid of a lot more!

Hope everyone has a good & safe day! emoticon

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JEANNE229's Photo JEANNE229 Posts: 14,068
10/14/11 11:03 A

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Mo, going without healthcare as you age is such a scary thought. I, too, have several "things" I treat with meds (I keep hoping losing weight will help some, and it has, but not enough).

One reason I keep working is for the insurance. I turn 65 next month, though, and will be Medicare elligible. I plan to retire soon afterward, once I get all my ducks in a row (and pray the stock market doesn't take our meager retirement fund). I sometimes wish I could just take money from the market and put it under a pillow, but then you must pay tax on all of it. It is locked into the market, so roll overs to other investments are not practical either. Ever feel like you're between a rock and a hard place?

We just plan as we can and hope for the best.

Everyone have a wonderful weekend, and be careful out there!

Edited by: JEANNE229 at: 10/14/2011 (11:04)
My name is Jeanne (pronounced Jean ee); I live in eastern Washington State.


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JKURJACK1944's Photo JKURJACK1944 SparkPoints: (0)
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10/14/11 9:36 A

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Everyone who is traveling this weekend, have a good time and be safe. I'll be traveling next week to Florida. God bless all.

Judy - Melbourne Florida


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LADYRH's Photo LADYRH Posts: 15,257
10/14/11 8:26 A

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I agree the moon was beautiful this morning.
I am leaving shortly to attend Fall Festival in Door County WI, will be back late Sunday.
Will catch up then.
Thanks, Kay for posting the tips while I am gone.
Have a great weekend everyone.


LadyRH


You cannot control the wind but you can adjust ,your sail.
New Berlin. Wisconsin USA

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DEMETERSCO's Photo DEMETERSCO SparkPoints: (399,739)
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10/13/11 11:55 P

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I went outside last night and tonight to look at the full moon. Beautiful!

I was so glad to get on Medicare when I turned 65 - I was 62 when my sweet hubby passed away and health insurance from his work ran out after 6 months. Because I was taking meds for 3 conditions - high blood pressure, cholesterol, and hiatal hernia - health insurance was just too expensive. Blue Cross quoted me $1300 a month. So I went without insurance and prayed I could stay reasonably well, paying for maintenance meds out of pocket. I have an HMO now through AARP and United Healthcare. I chose the one I did because my PCP was on their provider list and a friend had done the research. There are no perfect options but you have the option of making a change every December.

Safe journey to those traveling!

Blessings ~ Mo


Tucson, AZ


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STILLHAVEIT's Photo STILLHAVEIT Posts: 692
10/13/11 11:06 P

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Leaving this week-end for my DH's 50th HS reunion. I actually met him while I was a senior in HS, but he was an older man---(sophomore in College emoticon ) Long, long ago. We married while we were both still in College. Different back then with Vietnam and all. Almost everyone was married in early 20's and finished having babies by their early 30's. Don't you just wonder sometimes how so many years slipped by? Will be away for a while but will try to check in and read your wonderful chit-chats. Chow emoticon

Edited by: STILLHAVEIT at: 10/13/2011 (23:08)
Mary
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COPPERPENNY45 Posts: 6,229
10/13/11 5:17 P

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We got a little rain & it's in the high 80's today. Finished the weeding in the flower bed we'd started weeding. Just feel out of sorts for some reason. Need to tidy up some but just don't have any energy. emoticon

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MOOKBALL's Photo MOOKBALL Posts: 12,614
10/13/11 4:26 P

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Retirement? Who are you kidding? I'm busier now and have little reason to say "NO" to requests for my time, unless it's to bake cookies, and then I just tell them that they won't get many because I'll be eating most of them as the come out of the oven.

"You may not be able to change the world, but at least you can embarrass the guilty." Jessica Mitford
JKURJACK1944's Photo JKURJACK1944 SparkPoints: (0)
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10/13/11 3:28 P

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Retirement is great. I thought I would miss working and being involved with other people, but that was not the case. From the very first day I never looked back.
I did work for a doctor's office and am well aware of all the Medicare plans and the pros and cons of getting secondary insurance. All of the team who have responded on Chit Chat have a good idea of what needs to be done. The best advice is to read your Medicare hand book and go online. I am very blessed as my husband is retired Air Force and we have secondary through the Federal Government which is called Tricare. It covers all balances after Medicare and the deductible. You also get prescription drugs through Express Scripts for a copay of up to 9.00 for 90 day script.

Judy - Melbourne Florida


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KAYYVAUGHN's Photo KAYYVAUGHN Posts: 42,001
10/13/11 3:04 P

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I had a fun time with my friend browsing at the gift show. I did buy my mother a gift and a cousin that checks on her frequently.

I came home and ate lunch. My DH went to play golf. The house was nice and quite so, I took a nap.
Now I'm washing clothes. Then I'll get ready for the "Ladies Night Out." It will be fun, and it's with a different friend.

Kay

My name is Kay, and I live in Northwest Georgia.


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MEME102's Photo MEME102 Posts: 12,225
10/13/11 2:55 P

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I DO agree with what all have said about retirement -- it's LOVELY!! :))) Some days I just sit on the patio and watch the world go by (or at least the squirrels and birds!!) I'm giving myself some time b/f I start volunteering and subbing -- which I had said for the past 2 years is what I was going to start doing ---- and I"m very glad I'm waiting!

After having over a week of gorgeous fall weather today is cloudy/cool but we enjoyed a walk with the dogs -- it was even sprinkling and it wasn't a big problem. The roof guys will be back tomorrow in full swing I"m sure -- but dh will be home and I"m going out for awhile to get away from that noise!!

Enjoy your Thurs everyone!

"If we wait for the moment when everything is ready, we shall never begin" Ivan Turgenev
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Lynn -- Indiana


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KAYYVAUGHN's Photo KAYYVAUGHN Posts: 42,001
10/13/11 7:15 A

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Have a great trip, Celeste.

Sandy, I'm glad to see that you joined us on Chit Chat. It's the best way to get to know the members of this great team.

Jeanne, it's time to retire. Be prepared to continue to be busy everyday. Monday and Tuesday were volunteer mornings. Wednesday, my husband and I ran errands all morning. Today, I'm meeting a friend at the Mistletoe Market, which is an upscale craft, jewellery, clothing, etc. show. It is sponsored by the Jr. League. I enjoy browsing. Sometimes it's a little pricey, but it's fun to look. I may pick up a couple of small gifts.
Tonight, I am going to Ladies Night Out at church. It's an annual event. Ashley Smith will be the speaker. You may have read her book-"Unlikely Angel." The men dress in tuxedos and serve the women. The food is delicious. I may forget about a diet, and just eat small portions.
Friday, my DH and I are going to a used book sale. That's the week.
Jeanne, you will not be bored.

Since we both retired from the state, we have a choice of two medicare plans. It's not a big deal for us. Silver Sneakers is included, but I haven't tried it yet.

Have a great day.
Kay

My name is Kay, and I live in Northwest Georgia.


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LADYRH's Photo LADYRH Posts: 15,257
10/13/11 7:11 A

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emoticon to the team, we are a fun bunch. Join in which ever chat you would like.

LadyRH


You cannot control the wind but you can adjust ,your sail.
New Berlin. Wisconsin USA

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NUPATH's Photo NUPATH SparkPoints: (0)
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10/12/11 11:48 P

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Jeannie-when I was deciding if I should or shouldn't retire, I was afraid I wouldn't be able to fill up my day and keep my brain active. Also, being a widow, I was worried, I wouldn't have people contact on a daily basis. Well I retired at age 60 and 1 day and have not regretted it...of course I do miss the money...The first week I veggied out. Stayed in my p.j.'s one day! Anyway, I signed up to be a volunteer and my Temple, took knitting classes, increased my gym sechedule and play more bridge. Now, I try and keep 1 day free for doc appointments and the remainder of the week is filled up with fun stuff.
I do find all this Medicare insurance stuff confusing. Everyone seems to pick different plans for different reasons. Lot to check out. I guess I will have to put it in my appointment calendar to figure it all out.

You can't get the brass ring on the merry go round if you don't reach for it. Go for it. I know you can!

Call me Judi, please

I'm Warriror Ninja. Feel the Power of Pink!


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Close your eyes, take a deep breath, think thin, feel it, do it!


STILLHAVEIT's Photo STILLHAVEIT Posts: 692
10/12/11 9:09 P

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Celeste---Hugs and cuddles to the GS and family

I turned 65 last year and I took one of the Medicare Advantage programs and therefore do not need a secondary insurance because it would not be valid. It cost the same as Medicare, and medicare turns over your medicare $ to the private company. It is a PPO (Humana Regional). It pays for my Curves through Silver Sneakers and gives us $20/month of over the counter drugs (vitamins, aspirin, sunscreen, etc) that we can order. Since my DH took it also, that gives us $40/month. It has a maximum out of pocket/year of $3,400 if something really horrible happened and you need lots of medical care. It has $10 copay for family doctor and $30 copay for specialist. However, I live near Houston, TX a big city, so it may not be so good if you are not near a metropolitan area. If you go to the government medicare web site, you put in your zip code and all the plans show up, with their details. After we selected a few, we went to meetings and Humana had someone come to our house to give us detail.

As for Plan D, we get drugs through the company my DH worked for, but I have to figure it each year for my Mom (91). Again, go to the the government medicare website. Enter your drugs and then all the Part D plans come up with their cost. I would not recommend letting it ride as it is from year to year w/o checking because I have had to change my mom's twice because the current plan was making very expensive changes for the following year. Worth investigating to see if your current plan is still the best for you

Anyway, that is my experience with Medicare. Definitely a pain to research! But at our age, we need to cover all the bases. Good luck shopping.

And lastly, Jeanne retirement ROCKS! Time to garden, play on the computer, volunteer at whatever makes you happy, read the books you did not have time for before and sleep in. emoticon

Mary
from Katy,TX


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MEME102's Photo MEME102 Posts: 12,225
10/12/11 7:16 P

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Hi Sandy - welcome to the team!!!

They sure don't make it easy for us do they?? Do you suppose there's a 'reason' for that??? LOL....My understanding that there are several plans for supplements (beyond Medicare A/B and then the drug coverage part D.....That's what I was mentioning in my ealier post that I took Plan F as a supplemental plan out of all the choices b/c I do have several lhealth issues that could become ongoing. It costs more for that obviously but they have ALL kinds of plans to meet your needs -- sorting thru them is the hard part!!

"If we wait for the moment when everything is ready, we shall never begin" Ivan Turgenev
SW -- 261
SPSW --252
Lynn -- Indiana


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